Table of Content
Choose a home loan provider who is transparent w.r.t. processing fee and other related charges. Improve your credit score by creating a reasonable track record of timely repayments so that you achieve a high credit score which would improve your prospects of getting a home loan. Interest rates on home loan are lower than other types of loans. Availing a housing loan has become very affordable today.
They will update you about your HL status as soon as possible. Pay the processing fee to complete the application process. These articles, the information therein and their other contents are for information purposes only. All views and/or recommendations are those of the concerned author personally and made purely for information purposes. Nothing contained in the articles should be construed as business, legal, tax, accounting, investment or other advice or as an advertisement or promotion of any project or developer or locality.
Latest in Tax
Generally, co-applicants are close family members. Pre-EMI is the monthly payment of interest on your home loan. This amount is paid during the period till the full disbursement of the loan. Your actual loan tenure — and EMI payments — begins once the Pre-EMI phase is over i.e. post the house loan has been fully disbursed. SURF offers an option where the repayment schedule is linked to the expected growth in your income.
Here, you will find two fields where you can enter your User ID and password which would be given to you at the time of application. After applying for the loan, you want to know the status of your application. Check your credit score regularly to identify errors and get the same rectified.
More on Home Loans
We use latest technology and AI to serve customers across the length & breadth of our diverse country. Home loan interest rates are the lowest ever in the past 15 years. With raining festival offers on home loan, currently you can avail of the best interest rate on Bajaj Finserv home loan @8.30% p.a for all loan amounts. There are various methods of checking your application status, both online and offline.
I hereby authorize HDFC Ltd. and its affiliates to call, email, send a text through the Short messaging Service and/or Whatsapp me in relation to any of their products. The consent herein shall override any registration for DNC/NDNC. A GST rate of 18% will be applicable on banking services and products from 01 July, 2017. The status of your loan will be displayed immediately after you enter the necessary details and click on the track application button. You will then have the option of checking the status of your personal loan.
End to End Digital Process
The EMI also tends to be high and therefore you need to decide before hand how much an amount of loan you would want, what interest rate you are comfortable paying and also the tenure of the loan. Ensure that you submit all the required documents as needed by the lender for loan processing. Since you would be required to upload the documents, please save them on your computer in a PDF format. What do you do if you have forgotten your User ID or loan reference number?
With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. If you have already applied for the loan, you can choose the personal loan option in this app and check your application status.
A home loan provisional certificate is a summary of the interest and the principal amounts repaid by you towards your home loan during a financial year. It is provided to you by HDFC and is required for claiming tax deductions. If you are an existing customer, you can easily download your provisional home loan provisional certificate from our online portal .
Check your loan eligibility before starting your home loan application. You can also apply online for a HDFC Home Loans by visiting You can even call us on our toll-free number, and our counsellor will visit your home and assist you through the process. You must submit a duly filled application along with important documents such as identity proof, address proof, income proof, etc.
Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority. At HDFC, we understand that a home is not just a place to stay. It is a warm little corner in the world that is yours, tailored by your tastes and needs. It is the place where you celebrate the joys and enjoy the journey called life. There is no place like 'home' and with HDFC Home Loans you can gather hopes, achieve your dreams and create memories in your own space. However, it is advisable that you buy insurance for protection against any unforeseeable circumstances.
Enter either the name of the applicant or the reference/proposal number. You will then have to enter either the date of birth or the mobile number of the applicant. If you haven’t applied for a loan already, you may apply for a new loan under this section. Home Loans at floating interest rate offer you ultimate prepayment flexibility. You can prepay early & reduce interest cost as per your cash flows.
Up to 1.50% of the loan amount or ₹4,500 whichever is higher, plus applicable taxes. All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about HDFC’s products and services. For detailed information about HDFC’s products and services kindly visit the nearest HDFC branch. A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. You can submit a request for the disbursement of your loan online or by visiting any of our offices.
No comments:
Post a Comment